Purchase Agreement

                                                                                                              

                                                                                                 PUBLIC OFFER

                                                                                      FOR PROVIDING ACCESS TO THE INFORMATION PLATFORM
                                                                                                                               (INFORMATION PRIVILEGE CARD)

Version: 1.0

This document is a public offer of TOP GROUP LTD, officially registered in the Republic of South Africa under registration number 2024/464518/07.
The company’s registered address: 22 Smit Street, Johannesburg, Gauteng, 2000, South Africa.
The company has a tax identification number 9014716329, hereinafter referred to as the “Operator”, to any legally capable natural person or legal entity, hereinafter referred to as the “Client”, to conclude an Agreement on providing access to the information platform under the terms set out below.

Acceptance of the offer

The acceptance of this public offer shall be deemed to be the completion by the Client of the following consecutive actions:

• Familiarization with the terms of this Offer (including scrolling through the text to the end);
• Checking the box next to the phrase “I have read and agree with the terms of the Offer” on the Operator’s website;
• Checking all the boxes in the section “Confirmation of agreement with key terms”;
• Payment for the selected category of the Information Privilege Card.

Appendix No.1 is an integral part of this Offer.
The completion of all of the above actions shall be considered as full and unconditional acceptance of all the terms of this Offer without any exceptions or limitations.

Acceptance of the Offer means that the Client agrees with all the provisions of this Offer and undertakes to comply with them.
From the moment of acceptance, this Offer shall be deemed a concluded Agreement on providing access to the information platform between the Client and the Operator under the terms established in this Offer.

The Operator reserves the right to make changes to this Offer. The changes shall take effect from the moment they are published on the Operator’s website. The Client independently monitors such changes. Continued use of the Operator’s services after the changes take effect shall be considered as agreement with them.

The Client has the right to obtain a copy of this Offer in PDF format by clicking the corresponding button on the Operator’s website.

Terms and definitions

1.1. Information Privilege Card (hereinafter — the “Card”) — a digital identifier of the Client in the Operator’s information system, providing access to the closed section of the information and marketing platform. This section contains information about special offers, promotions, and conditions of cooperation with partner organizations.

1.2. Card Category — the level of access to the platform’s information resources, determining the volume and nature of the information provided about partner offers.

1.3. Information Platform — a closed section of the Operator’s website, containing structured information about special offers of partner organizations, available exclusively to Clients.

1.4. Partner Organizations — independent third parties providing information about their goods, services, and special offers for placement on the Operator’s information platform.

1.5. Information Access — providing the Client with the technical capability to view the closed section of the information platform in accordance with the selected Card category.

1.6. Administrative Support — a set of services provided by the Operator aimed at maintaining the operability of the information platform, updating information, technical maintenance, and providing consultation support to Clients.

1.7. Acceptance of the Offer — full and unconditional acceptance of the Offer by performing the actions specified in the section “Procedure for acceptance of the offer” of this document.

1.8. Operator’s Website — the online resource located at www.1TOP.GROUP, used by the Operator to post information and provide access to the information platform.

1.9. Digital Content — data created and provided in digital form, including information posted on the information platform.

1.10. Client — a natural or legal person purchasing the Information Privilege Card and gaining access to information about goods and/or services on the Platform. The Client has the right, at their own discretion, to decide on participation in the Platform’s marketing program. Participation in the program is entirely voluntary and is not a mandatory condition for obtaining access to the Platform.

1.11. Participant of the Marketing Program — a natural or legal person having the status of a Client and deciding to participate in the Platform’s marketing program for the purpose of promoting goods and/or services. The Participant of the Marketing Program has the right to receive rewards and bonuses in accordance with the terms of the marketing program and may terminate participation at any time, reverting to the status of a Client.

2. Subject of the Agreement

The Client is provided with a Privilege Information Card and access to the information platform, which includes:

• the ability to view the closed section of the platform;
• receiving structured information about special offers and promotions of partner organizations;
• administrative support and technical assistance from the Operator;
• access to digital content updates during the validity period of the Card.

Access is provided solely for informational purposes. The access to digital content provided constitutes an intangible service.

2.1. The Operator undertakes to provide the Client with informational access to the closed section of the information platform by issuing a Privilege Information Card of the chosen category. In turn, the Client undertakes to pay the cost of informational access and administrative support in accordance with the terms of this Agreement.

2.2. The Privilege Information Card is not a gift certificate, discount voucher, coupon for purchasing goods or services at a reduced price, a form of prepayment or settlement for a specific product (service), and is not an electronic payment instrument.

2.3. The Operator does not act as a seller, agent, or representative of partner organizations whose information is posted on the information platform and is not responsible for the fulfillment of obligations by partner organizations to the Client.

2.4. Information posted on the information platform is provided solely for reference purposes and does not constitute a public offer by the partner organizations or the Operator.

2.5. The service of providing informational access is considered rendered from the moment of payment for the Privilege Information Card and granting the Client access to the closed section of the information platform.

3. Categories of Privilege Information Cards

3.1. The Operator provides the Client with the following categories of Privilege Information Cards to choose from:

3.2. The indicated ranges reflect the approximate potential benefit the Client may receive when interacting with partner organizations and do not constitute a guaranteed discount or obligation of the Operator.

3.3. The Card category determines the volume of information provided and cannot be changed after the Card is activated.

3.4. The indicated cost is final and includes all applicable taxes and fees.

4. Procedure for Concluding the Agreement and Activating the Card

4.1. The Agreement is considered concluded from the moment the Client accepts this Offer in the manner set forth in the section “Procedure for Offer Acceptance.”

4.2. Payment is made in full in a single installment, in accordance with the terms posted on the Operator's website.

4.3. After payment confirmation, the Operator provides the Client with access to the closed section of the information platform.

4.4. From the moment access to the selected category of products on the website is provided, the service is considered fully rendered by the Operator.

4.5. The validity period of the Privilege Information Card is 24 months unless otherwise provided by applicable law.

4.6. The Client understands and agrees that from the moment the Operator receives payment and provides access to the Privilege Information Card platform, the service is considered fully rendered. Accordingly, the right to withdraw from the agreement provided by consumer protection legislation is forfeited.

4.7. The Client confirms that they have reached 18 years of age or the age of majority established in their country or state of residence. The Operator does not provide services to minors.

4.8. The procedure for concluding the agreement and activating the card includes the following steps:
a) selecting the category of the Privilege Information Card on the Operator’s website;
b) reviewing the terms of this Offer (including scrolling to the end);
c) confirming agreement with the terms of the Offer by ticking the box next to “I have read and agree to the terms of the Offer”;
d) confirming agreement with key terms by ticking all checkboxes in the section “Confirmation of agreement with key terms”;
e) payment for the selected Card category;
f) granting access to the information platform.

5. Rights and Obligations of the Parties

5.1. Obligations of the Operator

5.1.1. Provide the Client with access to the closed section of the information platform according to the chosen Card category no later than 24 hours after payment confirmation.

5.1.2. Ensure continuous and stable operation of the information platform and timely update the information posted.

5.1.3. Provide administrative support to the Client throughout the validity period of the Card.

5.1.4. Ensure the confidentiality of the Client’s personal data in accordance with applicable legislation.

5.1.5. Maintain the functionality of the information platform in accordance with declared specifications throughout the validity period of the Card.

5.1.6. Provide necessary platform updates to maintain its functionality and compliance with declared specifications without additional charges.

5.1.7. Ensure platform availability for at least 95% of the time each calendar month.

5.1.8. Enable the Client to download a PDF copy of this Offer.

5.1.9. Retain information regarding the Client’s acceptance of the Offer terms (including IP address, date and time of acceptance, Offer version, and confirmation actions) throughout the term of the Agreement and at least three years after its completion.

5.2. Rights of the Operator

5.2.1. Suspend or terminate the Client’s access to the information platform in case of violation of the terms of this Agreement.

5.2.2. Use anonymized data about Client activity on the platform to improve service quality.

5.2.3. Make changes to this Offer in accordance with the “Procedure for Offer Acceptance” section.

5.3. Obligations of the Client

5.3.1. Pay the full cost of the selected category of the Privilege Information Card.

5.3.2. Use the provided information exclusively for personal purposes, without resale or public distribution rights.

5.3.3. Do not share account login details with third parties.

5.3.4. Independently review the terms of goods and/or services of partner organizations before entering into any agreements with them.

5.3.5. Regularly review the content of this Offer, including all changes made by the Operator in accordance with the “Procedure for Offer Acceptance” section.

5.3.6. Provide accurate information regarding the country or state of residence during registration.

5.4. Rights of the Client

5.4.1. Access the information platform according to the selected Card category throughout its validity period.

5.4.2. Independently choose partner organizations for interaction.

5.4.3. Contact the Operator for consultation on using the information platform.

5.4.4. If platform availability is less than 95% during a calendar month, receive compensation in the form of Card validity extension proportional to downtime.

5.4.5. Obtain a PDF copy of this Offer.

5.4.6. Request information about their acceptance of the Offer terms stored by the Operator.

6. Service Fees and Payment Procedure

6.1. The cost of access to the information platform and administrative support is determined according to the selected Privilege Information Card category and is indicated on the Operator’s official website.

6.2. Payment is made in full in a single installment as 100% prepayment.

6.3. Payment is considered made from the moment funds are received in the Operator’s account.

6.4. All settlements under this Agreement are made in the currency specified on the Operator’s website.

6.5. The indicated cost is final and includes all applicable taxes and fees.

7. REFUSAL OF REFUND

ATTENTION! PLEASE READ THIS SECTION CAREFULLY

7.1. The Parties confirm that payment under this Agreement is made for the provision of intangible services, including informational and consulting support, access to a closed service, and administrative support.

7.2. From the moment the funds are credited to the Operator's account and the Client has access to the information on the platform, the service is considered fully rendered by the Operator, and its obligations to provide access to the information platform are fully fulfilled.

7.3. PAID FUNDS ARE NON-REFUNDABLE due to the digital nature of the provided access, the intangible nature of the services, and the fact that they are considered consumed from the moment of payment and the Client’s access to information on the platform.

7.4. The Client confirms that prior to entering into this Agreement, they were duly informed about the nature of the services being purchased, their cost, the procedure for provision, and the absence of the possibility of a refund after the activation of the Card.

7.5. Refunds are allowed only in the case of a technical error during the debit or erroneous duplication of a payment. Such cases must be documented.

7.6. The Parties acknowledge that the services under this Agreement are intangible, consist of providing access to digital content not delivered on a physical medium, and are considered rendered from the moment of activation of the Information Privilege Card.

7.7. The Client confirms that prior to entering into this Agreement, they have read and agreed to all key terms, including the nature of the services, their cost, the procedure for provision, and the absence of the possibility of a refund after the activation of the Card.

7.8. In accordance with current consumer protection legislation, the Client explicitly waives the right to a cooling-off period (the right to withdraw from the agreement within a set period without explanation), since the provision of services begins immediately after payment and activation of the Card.

7.9. The Parties confirm that the provided access constitutes digital content not delivered on a physical medium. Therefore, and in accordance with the law, the right to withdraw from the agreement is lost after the commencement of services with the Client’s explicit consent.

7.10. To confirm their explicit consent to the terms of the agreement and understanding of the loss of the right to a refund, the Client must check the corresponding boxes in the “Purchase Agreement Confirmation” section before making a payment.

7.11. IMPORTANT NOTICE FOR CONSUMERS FROM THE USA

Please read this section carefully. By paying for the Information Privilege Card, you confirm your agreement with the following:

• Payment is non-refundable. 
• The service is provided immediately after payment.
• The cooling-off period (right to withdraw from the service) is not provided. 

You waive any rights to a refund provided by the law of your state.

8. DISCLAIMER

8.1. The Information Privilege Card is not:

• a gift certificate under consumer protection law,
• a discount voucher, 
• a coupon for purchasing goods or services at a reduced price, 
• a form of prepayment or settlement for specific goods (services),

an electronic payment instrument.

8.2. The Operator is not responsible for:

• actions of partner organizations,
• the quality of goods and services provided by them,

actual provision of discounts, bonuses, or other special conditions by them.

8.3. All information posted on the information platform is provided “as is,” without any express or implied warranties.

8.4. The Operator does not guarantee that:

• the information platform will meet the Client’s expectations or requirements;
• access to the platform will be continuous, uninterrupted, fast, and error-free; 
• results obtained using the platform will be accurate, complete, or reliable;

the quality of any goods, services, or information received through the platform will meet the Client’s expectations.

The Operator does not guarantee income, economic benefit, or receipt of discounts and bonuses. All potential benefits are provided for informational purposes only and are not obligations of the Operator.

8.5. The Client independently and fully bears responsibility for any decisions made based on information obtained through the use of the information platform.

8.6. Advertising formulations and visual images posted on the Operator’s website and used in communications are conditional and purely marketing in nature. They do not reflect the legal essence of the product and cannot be considered a public offer.

9. CONFIDENTIALITY AND PERSONAL DATA PROTECTION

9.1. The Operator undertakes to ensure the confidentiality of the Client’s personal data in strict accordance with applicable personal information protection laws.

9.2. The Client provides consent to the processing of their personal data necessary for the execution of this Agreement, within the applicable legal framework.

9.3. The Operator may use anonymized data about the Client’s actions on the information platform solely for the purpose of improving the quality of the services provided.

9.4. The Operator processes the following personal data of the Client: surname, first name, patronymic; email address; phone number; information about the Client’s actions on the information platform.

9.5. Consent to the processing of personal data is valid during the term of this Agreement and for three (3) years after its termination.

9.6. The Client has the right to withdraw their consent to the processing of personal data at any time by sending a corresponding notice to the Operator. Upon receiving such notice, the Operator will cease processing the Client’s personal data and destroy it within thirty (30) calendar days, except for data whose processing is allowed by law.

9.7. In accordance with the General Data Protection Regulation (GDPR), the Client has the following rights regarding their personal data:

a) right to access their data;
b) right to correct inaccurate information;
c) right to delete data (“right to be forgotten”);
d) right to restrict processing;
e) right to data portability;
f) right to object to processing.

9.8. To exercise the above rights, the Client may contact the Operator using the contact information provided in clause 12.5 of this Agreement.

9.9. The Client’s personal data is stored for the duration of the Agreement and for three (3) years after its termination.

9.10. Recipients of the Client’s personal data are the Operator’s employees with corresponding authority within their duties, as well as external service providers ensuring technical support and functioning of the information platform.

9.11. The Operator does not sell the Client’s personal data to third parties. To exercise rights granted under the California state law, the Client may contact the Operator using the contact details specified in section 12.5 of this Agreement.

9.12. By checking the box when accepting this Offer, the Client confirms that they have read the Operator’s Privacy Policy, posted at: www.1TOP.GROUP, and agrees to the processing of personal data in accordance with its provisions.

10. TERM AND AMENDMENT OF THE AGREEMENT

10.1. This Agreement comes into force from the moment the Offer is accepted by the Client and is valid until the expiration of the Information Privilege Card.

10.2. The term of the Information Privilege Card is 24 (twenty-four) months unless otherwise provided by applicable law.

10.3. The Operator has the right to unilaterally amend the terms of this Offer, including provisions regarding Information Privilege Cards.

10.4. Amendments to the Offer come into effect from the moment they are published on the Operator’s official website unless otherwise stated in the updated version.

10.5. Continued use of the Operator’s services by the Client after the amendments come into effect is considered confirmation of agreement with the changes.

10.6. The Operator posts notice of changes to the terms of this Offer on the official website: www.1TOP.GROUP.

11. DISPUTE RESOLUTION

11.1. All disputes and disagreements arising between the Parties under or in connection with this Agreement are resolved through negotiations.

11.2. If it is impossible to resolve disputes through negotiations, they are subject to resolution in accordance with the legislation of the Operator’s country of registration, unless otherwise provided by applicable consumer protection law.

11.3. The Parties agree that any claims or disputes arising from this Agreement or in connection with it must be resolved individually. Neither Party has the right to join or participate in a class action or represent a group.

11.4. Before going to court, the Client must send a written claim to the Operator. The Operator undertakes to review the claim and send a response to the Client within 30 (thirty) calendar days from the date of receiving the claim.

12. FINAL PROVISIONS

12.1. This Offer constitutes the entire agreement between the Parties regarding the subject of the Agreement and replaces all previous agreements and arrangements between the Parties.

12.2. If any provision of this Offer is found to be invalid or unenforceable in any jurisdiction, this does not affect:

a) the validity and applicability of the remaining provisions of the Offer in that jurisdiction; and

b) the validity and applicability of this or any other provision of the Offer in other jurisdictions.

12.3. By accepting this Offer, the Client confirms that they have read its terms, understand them, and accept them in full.

12.4. The Operator's contact information for matters related to this Offer is available on the website: www.1TOP.GROUP

12.5. This Offer is drawn up in accordance with the laws of the Republic of South Africa. The place of execution of the Offer is the city of Johannesburg, South Africa.

Appendix №1

Legal Information and Payment Terms

1. Legal Status and Registration

1.1. TOP GROUP LTD (hereinafter — the Company) is registered and operates in accordance with the laws of the Republic of South Africa (RSA). The place of registration is Johannesburg.

1.2. The Agreement between the Company and the Client is concluded remotely, in electronic form, in accordance with the law of South Africa.

1.3. The Company has no branches, representative offices, or subsidiaries outside South Africa and does not operate on behalf of legal entities in other countries.

2. Nature of Provided Services

2.1. The services provided by the Company are informational and consist of providing access to digital content, including partner offers, analytics, educational, and other intangible materials.

2.2. The Information Card is intended solely for obtaining information about discounts and special offers. The services provided are not goods, discount coupons, gift certificates, payment instruments, or financial products.

2.3. The Company does not promise income, does not guarantee profit, and does not offer investment products. All potential rewards are paid solely upon the actual provision of informational services within the framework of the partner program.

3. Payment Acceptance and Settlement Methods

3.1. The Company accepts payment for services:
– in the cryptocurrency USDT (Tether) and other digital assets;
– in fiat currencies via connected international payment systems and a European bank account.

3.2. Payments in fiat currency are processed only through foreign payment gateways, without involving the banks or payment systems of the Client’s country.

3.3. Payment in the Client’s national currency may be available exclusively through international providers and does not imply the Company’s operations in that country.

3.4. In accordance with South African law, cryptocurrency is recognized as a digital asset and can be used in private settlements. Acceptance of cryptocurrency (including USDT) for informational services is legal and does not require a license, because:
– the services are not financial or investment services.

4. Compliance with AML/KYC Requirements

4.1. For compliance with international standards for combating money laundering and terrorism financing (AML/CFT), the Company may request from the Client:
– identification documents;
– proof of funds source;
– contact information and address.

4.2. The Client’s refusal to undergo the identification procedure may result in the inability to process payments or the termination of service.

4.3. All transactions are processed through verified payment gateways that comply with AML/KYC requirements.

5. Client Responsibilities and Risks

5.1. The Client undertakes to independently comply with the laws of their country, including:
– tax laws;
– currency regulations;
– income declaration requirements.

5.2. The Company is not responsible for the actions of third parties (banks, payment systems), as well as for transaction blocking, transfer delays, and prohibitions established by local or international regulators.

5.3. The Company reserves the right to refuse service if signs of violations related to money laundering, fraud, sanctions, or circumvention of regulatory restrictions are detected.

6. Recommendations for Clients

6.1. Before making payments, the Client is advised to consult with lawyers or financial advisors in their country.

6.2. The Client should familiarize themselves with the rules for using cryptocurrency and international payment systems operating in their jurisdiction.

6.3. In case of questions regarding operations related to payment gateways, the Client should contact the support service of the respective provider.

7. Applicable Law and Dispute Resolution

7.1. All terms set forth in this Appendix and in the main Agreement are governed exclusively by the laws of the Republic of South Africa (RSA).

7.2. All disputes arising between the Parties are subject to consideration in the courts of South Africa at the Company’s place of registration.

7.3. This Appendix is an integral part of the Offer Agreement and applies to all Clients regardless of their citizenship and country of residence.