User agreement

                                                                                                   GENERAL TERMS OF USE FOR THE TOP GROUP PLATFORM

IMPORTANT: These Terms govern the use of the TOP GROUP information platform (hereinafter referred to as the “Platform”), located at [www.1top.group], by all categories of Users. Please read these Terms carefully before using the Platform.

1. General Provisions

1.1. By using any features or services of the website, any legally capable individual or legal entity (hereinafter referred to as the “User”) agrees to the terms of this User Agreement (hereinafter referred to as the “Agreement”).

1.2. This Agreement constitutes a public offer. By using the Platform, the User also agrees to the terms of the following documents that govern the services provided by TOP GROUP LTD (Registration No. 2024/464518/07, registered at: 222 Smit Street, Johannesburg, Gauteng, 2000, South Africa):

• Terms of Use of the TOP GROUP LTD platform
• Privacy Policy: https://1top.group/en/privacy_policy/ 
• Cookie Policy: https://1top.group/en/cookie_policy/ 
• Marketing Program: https://1top.group/en/marketing_program/ 
• Appendix No. 1

1.3. These documents are integral parts of this Agreement. The terms are the same for all Users of the Platform.
1.4. The use of the site www.1top.group through a web browser or any other technical means capable of displaying web content is considered as acceptance of this public offer.
1.5. If the User disagrees with the Terms fully or partially, they must immediately stop using the Platform and leave the website www.1top.group.
1.6. Continued use of the site indicates that the User:

• has read and understood this Agreement,
• fully accepts all its terms without exception,
• and undertakes to comply with them in full.

1.7. By using the Platform, the User declares and guarantees that all registration information provided is true, accurate, and complete, and agrees to keep this information up to date.

2 CONTENTS

2.1 Terms and Definitions
3. Subject of the Agreement
4. Registration and User Account
5. Privilege Information Card
5.4 Disclaimer of Liability
6. Rights and Obligations of the User
7. Rights and Obligations of the Operator
8. Affiliate Marketing Program
9. Rules for Posting Content and Reviews
10. Intellectual Property
11. Confidentiality and Personal Data Protection
12. Disclaimer of Warranties and Limitation of Liability
13. Term, Amendment and Termination of the Agreement
14. Dispute Resolution and Applicable Law
15. Final Provisions
16. Contact Information

2.1 TERMS AND DEFINITIONS

2.1.1. Platform — the TOP GROUP information platform, a software and hardware complex hosted on the Internet at www.1top.group, designed to provide Users access to information about Partner special offers and participation in the marketing program.
2.1.2. Operator — TOP GROUP LTD, a legal entity that owns and administers the Platform, providing services to Users under this Agreement.
2.1.3. User — any individual aged 18 or older (or the age of majority according to applicable law), or a legal entity, registered on the Platform and having accepted the terms of this Agreement. Depending on context, the User may act as a Client and/or Participant in the marketing program.
2.1.4. Client — a User who has purchased a Privilege Information Card to gain access to Partner offer information. A Client may voluntarily participate in the marketing program; participation is completely voluntary and not required to use the Platform, and the decision is made independently. The Client may, at their own discretion, participate in the marketing program; participation is completely voluntary and not mandatory for using the Platform, the decision is made independently.
2.1.5. Partner (Acceptor) — an individual, legal entity, or sole proprietor who is the owner or authorized representative, posting information about their products, services, and special offers on the Platform based on a separate agreement with the Operator.
2.1.6. Privilege Information Card (Card) — a digital informational product," representing a unique User identifier in the Operator's system. The Card grants the Client access to the Platform’s closed section with information on special Partner offers corresponding to the Card Category.
2.1.7. Card Category — the access level to the Platform’s informational resources determined by the Card’s price and the range of potential benefits (discounts) from Partner offers:

• Category “Start” — 690 USD, benefits from 2,000 to 3,000 USD.
• Category “Standard” — 1,380 USD, benefits from 3,000 to 7,000 USD.
• Category “Comfort” — 3,000 USD, benefits from 7,000 to 12,000 USD.
• Category “Premium” — 5,000 USD, benefits from 12,000 to 22,000 USD.
• Category “Luxury” — 10,000 USD, benefits from 22,000 USD and above.

2.1.8. Information Access — providing the Client with technical capability to view the Platform’s closed section with Partner offer information according to the purchased Card Category.
2.1.9. Account (Profile, Personal Cabinet) — the User’s personal section on the Platform, available after authorization. Contains personal User data, details of purchased Cards, participation in the marketing program, and other information.
2.1.10. Content — any information posted on the Platform, including texts, images, Partner data and offers, User reviews, and Operator materials.
2.1.11. Marketing Program — a partner program implemented by the Operator allowing Users to receive rewards for promoting the Platform and attracting new Users.
2.1.12. Back Office — a closed Platform section available to authorized Partners, intended for posting and managing information about goods and services, as well as interaction with Clients and the Operator.
2.1.13. A Marketing Program Participant — a natural or legal person who holds the status of Marketing Program Participant and has decided to participate in the Platform’s marketing program for the purpose of promoting goods and/or services. The Participant has the right to receive rewards and bonuses according to the terms of the program and may leave it at any time, returning to the status of Marketing Program Participant.

 

3. SUBJECT OF THE AGREEMENT

3.1. This Agreement defines the terms and conditions for Users' use of the Platform, including obtaining Information Access through the purchase of Cards, interacting with Partners, and participating in the Marketing Program.
3.2. The Operator grants the User the right to use the Platform under the terms of this Agreement. Use of the Platform signifies the User's full and unconditional acceptance of all terms of this Agreement.
3.3. The Platform is an informational service. The Operator is not a seller of goods or services advertised by Partners, does not participate in transactions between Users and Partners, and is not responsible for their execution.
3.4. Information about Partner offers is posted by them independently and is provided to Users "as is" solely for informational purposes. The Operator does not guarantee the availability, relevance, or benefit of specific offers.
3.5. Purchasing a Card provides the User with Information Access to details about Partner offers and does not constitute the purchase of a specific product, service, discount, or prepayment.
3.6. The Buyer is provided with a Privilege Information Card and access to the information platform, including:

• the possibility to view the restricted section of the information platform;

• access to structured information about special offers and promotions of partner organizations;

• administrative support and technical assistance from the Operator;

• access to digital content updates during the validity period of the Card.

Access is granted exclusively for informational purposes. The Information Card is not a financial product, investment instrument, means of payment, gift certificate, or guarantee of income. Any actions taken based on the information obtained through the platform are carried out at the Buyer’s own risk.

4. USER REGISTRATION AND ACCOUNT

4.1. To utilize the full functionality of the Platform, including purchasing Cards and participating in the Marketing Program, the User must undergo the registration process and create an Account.
4.2. During registration, the User agrees to provide accurate and current information about themselves, including:

• Full name;
• Email address;
• Phone number;
• Country of residence;
• Other information requested during registration.

4.3. The User is fully responsible for maintaining the confidentiality of their login and password and for all actions performed under their Account. In case of unauthorized access or suspicion thereof, the User must immediately notify the Operator.
4.4. Creating multiple Accounts by a single User or registering on behalf of another person without appropriate authorization is prohibited.
4.5. The Operator has the right to block or delete a User's Account in cases specified in Section 13 of this Agreement, as well as in cases of providing false information, violating this Agreement, legislation, or third-party rights.
4.6. The User may delete their Account at any time by contacting the Operator's support service. Deleting the Account does not entitle the User to a refund for purchased Cards.

5. INFORMATION PRIVILEGE CARD
   The Privilege Information Card and access to the information platform are provided exclusively for informational purposes. They are not a financial product, investment, means of payment, gift certificate, or guarantee of income.
   

5.1. Purchase and Activation
5.1.1. The Client has the right to purchase a Card of one of the Categories specified in Clause 1.7 of this Agreement by paying its full price as displayed on the Platform.
5.1.2. Payment is made in a single installment and in full, in USDT TRC20 cryptocurrency or by other means available on the Platform at the time of payment.
5.1.3. The Card is activated, and Information Access is granted after the full payment is received in the Operator’s account and all information required for registration is provided.
5.1.4. The service of providing Information Access is deemed fully rendered by the Operator from the moment the payment is received.

5.2. Validity Period
5.2.1. The validity period of the Card is 24 (twenty-four) months from the moment of payment, unless otherwise stated on the Platform or provided by applicable law.
5.2.2. Upon expiration of the Card’s validity period, access to the information of the corresponding Category is terminated.
5.2.3. The Client has the right to extend the validity period of the Card by repaying its cost at the rates in effect at the time of renewal.

5.3. Use
5.3.1. The Card grants the Client access to view information about Partners’ offers within the relevant Category.
5.3.2. The Card is personal (named) and non-transferable to third parties.
5.3.3. To receive a discount or special offer from a Partner, the Client must provide information about their Card (e.g., number) for verification through the Partner’s Back Office on the Platform.
5.3.4. The terms of using the Card and the provision of benefits are determined directly by the Partner. The Operator is not responsible for a Partner’s refusal to grant a discount or for the quality and content of the goods or services they provide.
5.3.5. In the event of an unjustified refusal by a Partner to provide the declared terms, the Client has the right to submit a notice to the Operator’s support service.
5.3.6. In the event of a Partner ceasing operations or being unable to provide the declared service, the Client who has not used the Card with this Partner has the right to use it to receive information and offers from other Partners of the same Category within the Card’s validity period.

5.4. NO REFUND POLICY (NON-REFUNDABLE)
5.4.1. ATTENTION: By purchasing the Card, the User agrees to receive the service of immediate access to digital informational content (Information Access).
5.4.2. The service is considered fully rendered by the Operator from the moment the funds are credited to the Operator’s account.
5.4.3. Funds paid for the Card are non-refundable under any circumstances due to the digital nature of access, the intangible nature of the service, and its full consumption upon payment.
5.4.4. By purchasing the Privilege Card, the User confirms their consent to the immediate commencement of the service and acknowledges that the right to a refund is lost from the moment of payment.
5.4.5. Failure to use the Card during its validity period, as well as inability to use Partner offers for reasons beyond the Operator’s control, are not grounds for a refund.
5.4.6. A refund is possible only in the case of a confirmed technical error by the Operator in debiting funds (e.g., double charging).
5.4.7. This non-refund condition complies with applicable consumer protection laws regarding digital content and services provided immediately.

6. USER RIGHTS AND OBLIGATIONS

6.1. The User agrees to:

6.1.1. Comply with the terms of this Agreement and the Privacy Policy.
6.1.2. Provide accurate information during registration and promptly update it upon changes.
6.1.3. Not transfer their Account data to third parties.
6.1.4. Use the Platform and information obtained through it solely for legal purposes and personal reference.
6.1.5. Independently verify the conditions of Partner offers before entering into any transactions.
6.1.6. Refrain from any actions that disrupt the normal functioning of the Platform, including attempts at unauthorized access, distribution of malicious software, DDoS attacks, etc.
6.1.7. Not copy, distribute, or use the information obtained through the Platform for commercial purposes without prior written consent of the Operator.
6.1.8. Independently bear responsibility for the payment of all applicable taxes on the received income, including income obtained within the Marketing Program.
6.1.9. Not post information on the Platform that violates current legislation or the rights of third parties.
6.1.10. Not create more than one Account for the purpose of participating in the Marketing Program.

6.2. The User has the right to:

6.2.1. Use the Platform functionality in accordance with this Agreement.
6.2.2. Purchase Cards and receive Information Access within the paid Category.
6.2.3. Participate in the Marketing Program under the terms published on the Platform.
6.2.4. Contact the Operator's support service regarding Platform usage issues.
6.2.5. Leave reviews about Partners and the Platform in accordance with the established rules (see Section 8).
6.2.6. Delete their Account at any time (taking into account the non-refundable cost of purchased Cards).
6.2.7. Receive information about the status of their account and fund movements within the Marketing Program.
6.2.8. Request from the Operator information about their personal data, the procedure for its processing, and demand its correction or deletion in accordance with applicable law.

7. RIGHTS AND OBLIGATIONS OF THE OPERATOR

7.1. The Operator undertakes to:

7.1.1. Provide Users with access to the Platform in accordance with this Agreement.
7.1.2. Make reasonable efforts to ensure uninterrupted operation of the Platform.
7.1.3. Provide Clients with Information Access immediately after Card payment.
7.1.4. Maintain the availability of current offers from Partners on the Platform.
7.1.5. Ensure the protection of Users' personal data and comply with the Privacy Policy.
7.1.6. Inform Users about changes to this Agreement.
7.1.7. Ensure technical means for interaction between Clients and Partners via the Platform.
7.1.8. Consider User requests within a reasonable time.
7.1.9. Pay rewards to Participants of the Marketing Program in accordance with its current terms.

7.2. The Operator has the right to:

7.2.1. Modify the Platform, including its interface, structure, and functionality at its discretion.
7.2.2. Set limitations on the use of certain Platform functions.
7.2.3. Moderate and/or delete any Content posted by Users if it violates this Agreement, the law, or third-party rights.
7.2.4. Suspend or restrict the User's access to the Platform (including blocking the Account) in case of violation of the Agreement.
7.2.5. Change the price of Cards and conditions of the Marketing Program with prior notice to Users.
7.2.6. Involve third parties to provide services related to Platform operation.
7.2.7. Send Users informational, service, and promotional messages related to the Platform's operation.
7.2.8. Conduct technical works, including preventive and emergency maintenance, with or without prior notice to Users in unforeseen circumstances.
7.2.9. Request additional information from Users for identity verification.
7.2.10. Refuse registration or sale of a Card without explanation.

8. PARTNER MARKETING PROGRAM

8.1. The Operator provides Users with the opportunity to participate in the Marketing Program aimed at promoting the Platform and earning rewards.
8.2. The terms of participation, reward structure, and rules of the Marketing Program are detailed in the corresponding section of the Platform ("Marketing Program" or similar) and are an integral part of this Agreement for all participants of the program.
8.3. To participate in the Marketing Program, the User must be registered on the Platform and, as a rule, purchase a Card.
8.4. Participation in the Marketing Program is entirely voluntary.
8.5. The Operator does not guarantee that the User will receive any income from participation in the Marketing Program. The results depend solely on the efforts, activity, and professionalism of the User.
8.6. The TOP GROUP Marketing Program implements a hybrid model that combines elements of linear, binary, and matrix marketing. This structure ensures a fairer distribution of rewards and increased system stability.
8.7. Rewards under the Marketing Program consist of the following components:
8.7.1. Direct commissions for attracting new Clients;
8.7.2. Team bonuses from sales within the structure;
8.7.3. Qualification bonuses for reaching certain levels;
8.7.4. Leadership bonuses and other types of rewards specified in the program description.
8.8. Reward payouts are made in accordance with the schedule and methods specified in the Marketing Program description.
8.9. The Operator has the right to amend the terms of the Marketing Program by notifying participants in advance.
8.10. A participant in the Marketing Program agrees to adhere to ethical standards when promoting the Platform and refrain from using spam, false, or misleading information.

9. RULES FOR POSTING CONTENT AND REVIEWS

9.1. Users may post reviews about Partners and other Content provided by the Platform's functionality.
9.2. Posted Content must not:

• Violate the provisions of this Agreement;
• Contradict applicable law;
• Infringe the rights of third parties, including intellectual property rights;
• Contain insults, defamation, or obscene language;
• Contain spam, malware, or advertisements for third-party resources;
• Contain information inciting hatred.

9.3. The User bears full responsibility for the content they publish.
9.4. The Operator has the right, but not the obligation, to moderate, edit, or remove Content that violates these rules.
9.5. By posting Content, the User grants the Operator a non-exclusive, royalty-free, perpetual, and worldwide right to use it within the functioning of the Platform.
9.6. Reviews must be objective and based on the User's personal experience.
9.7. It is prohibited to post fake reviews or reviews containing knowingly false information.
9.8. The Operator reserves the right not to publish or to delete reviews that:
9.8.1. Contain obscene language or insults;
9.8.2. Are unrelated to the subject of the review;
9.8.3. Contain personal data of third parties;
9.8.4. Contain advertising;
9.8.5. Violate laws or third-party rights.

10.INTELLECTUAL PROPERTY

10.1. All rights to the Platform, including its design, source code, databases, and any Content posted by the Operator, are owned by the Operator or lawfully licensed to it.
10.2. Users are granted a limited, non‑exclusive right to use the Platform solely for its intended purpose and in accordance with this Agreement.
10.3. Copying, modifying, distributing, reproducing, or otherwise using the Operator’s intellectual property without prior written consent is prohibited.
10.4. Trademarks, logos, and other branding on the Platform belong to their respective owners and may not be used without permission.
10.5. The User retains rights to any Content they post, but grants the Operator a non‑exclusive, royalty‑free license to use it to operate the Platform.

11. PRIVACY AND PERSONAL DATA PROTECTION

11.1. Collection, processing, storage, and protection of Users’ personal data are carried out by the Operator in accordance with the Privacy Policy published on the Platform and applicable laws and regulations, including, but not limited to, GDPR, CCPA, and others.
11.2. The Privacy Policy is an integral part of this Agreement.
11.3. The Operator processes personal data for the following purposes:
  11.3.1. To provide access to the Platform and its features;
  11.3.2. To identify the User;
  11.3.3. To process payments;
  11.3.4. To communicate with the User;
  11.3.5. To improve service quality;
  11.3.6. For marketing purposes (with the User’s consent);
  11.3.7. To comply with legal requirements.
11.4. The User has the right to:
  11.4.1. Access information about their personal data processed by the Operator;
  11.4.2. Request correction of inaccurate or incomplete personal data;
  11.4.3. Request deletion of their personal data;
  11.4.4. Request restriction of processing;
  11.4.5. Receive their personal data in a structured, machine‑readable format;
  11.4.6. Object to processing;
  11.4.7. Withdraw consent to data processing.
11.5. To exercise the above rights, the User may contact the Operator using the contact details provided in Section 15 of this Agreement.

12. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
12.1. The Platform and all services provided through it are provided “AS IS” and “AS AVAILABLE.” The Operator EXPRESSLY DISCLAIMS ALL WARRANTIES, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness of information, and non-infringement of third-party rights.
12.2. The Operator DOES NOT GUARANTEE that:

2. • The Platform will operate continuously, without failures or errors, and will be fully secure;
   • The information about the Partners’ offers will be up-to-date, reliable, and complete;
   • The User will be able to use certain offers from the Partners or obtain any benefit;
   • Participation in the Marketing Program will generate income;
   • The Platform will meet the User’s expectations.
   12.3. The Operator SHALL NOT BE LIABLE for:
   • Actions or inactions of the Partners, including the quality of their goods/services and the fulfillment of their obligations;
   • Direct, indirect, incidental, punitive, or consequential damages of the User (including lost profits, loss of data, damage to reputation) arising from the use or inability to use the Platform, even if the Operator was informed of the possibility of such damages;
   • Disputes between Users and Partners;
   • Content posted by Users or Partners;
   • Unauthorized access to the User’s account.
   12.4. The Operator’s total liability under this Agreement or in connection with the use of the Platform, regardless of the basis of the claim, SHALL BE LIMITED to the minimum amount permitted by law.
   12.5. The User agrees to indemnify the Operator, its affiliates, directors, employees, and agents from any claims, lawsuits, damages, and expenses (including reasonable legal fees) arising in connection with the use of the Platform, violation of the Agreement, or infringement of third-party rights.
   12.6. The liability limitations set forth in this section shall apply to the fullest extent permitted by law.
   
   13.TERM, AMENDMENT, AND TERMINATION OF THE AGREEMENT
   13.1. The Agreement comes into effect from the moment the User registers on the Platform or begins using it — whichever occurs first — and remains in force until its termination.
   13.2. The Operator has the right to unilaterally amend the terms of the Agreement by publishing an updated version on the Platform. Unless otherwise specified, the new version becomes effective upon publication.
   13.3. The User is responsible for independently monitoring changes. Continued use of the Platform after amendments signifies full acceptance of the new version.
   13.4. The User has the right to terminate the Agreement at any time by ceasing to use the Platform and deleting their account. Account deletion does not entail a refund for activated Cards.
   13.5. The Operator shall have the right to unilaterally terminate the Agreement and/or block (delete) the User’s account in the following cases:

• Violation of the terms of this Agreement;
• Providing false, misleading, or deceptive information;
• Engaging in fraudulent or unlawful activities;
• Sending spam or unsolicited messages;
• Actions intended to harm the Operator, other Users, partners, the Company’s business reputation, or the functioning of the Platform;
• Upon request of competent governmental or judicial authorities;
• Other cases provided for by law or this Agreement;
• When the User, through actions or omissions, causes damage or harm to the Company’s business reputation or that of other Users;
• When the Operator receives information from the User (including via email) that is considered a threat to the Company’s reputation, property, health, employees, or other Users;
• In the event of financial or other violations committed by the User, including attempts to bypass Platform rules or abuse its programs.

13.6. In case of termination of the Agreement by the Operator due to violations by the User, payment for activated Cards is non-refundable.
13.7. Upon termination of the Agreement:
• The User’s account is blocked or deleted;
• Access to Privilege Information Cards is terminated;
• Participation in the Marketing Program is terminated;
• Unpaid rewards may be paid or canceled in accordance with the program rules.

14. DISPUTE RESOLUTION AND APPLICABLE LAW

14.1. All disputes and disagreements arising in connection with the Agreement or use of the Platform shall be resolved by the parties through negotiations.

• 14.2. If a dispute cannot be resolved amicably, it shall be considered in accordance with applicable legislation.
  14.3. This Agreement is governed by and construed in accordance with the laws of the Republic of South Africa.
  14.4. All disputes not resolved through negotiations shall be subject to the jurisdiction of a competent court of the Republic of South Africa at the Operator’s location.
  14.5. The User agrees that any claims or lawsuits related to the use of the Platform must be filed within one (1) year from the date the cause of action arises; otherwise, they shall be deemed invalid.
  14.6. Before filing a lawsuit, the User must submit a written claim. The claim must be reviewed within 30 (thirty) calendar days from the date of receipt by the Operator.
  
  15. FINAL PROVISIONS
  15.1. This Agreement constitutes the complete and final agreement between the User and the Operator regarding the use of the Platform, superseding all prior agreements.
  15.2. The invalidity of any provision shall not affect the validity of the remaining provisions of the Agreement.
  15.3. The Operator’s failure to act in the event of a breach by the User does not waive its right to act later.
  15.4. All notices and messages may be sent by email, through messages on the Platform, or by posting on the Platform.
  15.5. Section headings are provided for convenience only and do not affect the interpretation of the text.
  15.6. The User may not assign their rights and obligations under the Agreement without the Operator’s written consent.
  15.7. The Operator may assign its rights and obligations to third parties without the User’s consent, by notifying the User thereof.
  
  16. OPERATOR’S CONTACT INFORMATION
  TOP GROUP LTD
  Registration number: 2024/464518/07
  Registered address: 222 Smit Street, Johannesburg, Gauteng, 2000, South Africa
  Email: support@1top.group
  Website: www.1top.group
  

  APPENDIX No.1
  to the User Agreement of 1TOP.GROUP
  (Legal Clarifications and Disclosure of Terms)

  1. Jurisdiction and Applicable Law
  1.1. TOP GROUP LTD is registered in the Republic of South Africa (RSA) and operates in accordance with the laws of the RSA.
  1.2. All contracts between Users and the Company are deemed to be concluded in Johannesburg, RSA.
  1.3. The User acknowledges that the governing law for the relationship between the parties is the law of the RSA.

  2. Nature of the Services Provided
  2.1. The Company provides access to an informational platform containing digital content and offers from third-party partners.
  2.2. The provided Privilege Information Card:

    The Information Card is intended only for receiving information about discounts and special offers
  • is not a coupon, product, payment, or investment instrument;
  • is not subject to licensing under the trade, securities, or financial market laws of other countries.

  3. Payments, Currency, and Payment Systems
  3.1. Payment for services is made in USDT cryptocurrency and may also be made in other currencies (including fiat), whereby:
  • receipts and transfers are processed through payment gateways and banks registered outside the User’s country of residence;
  • transactions are not processed through banks registered in Kazakhstan or other countries where financial regulation may apply;
  • cryptocurrency is recognized in the RSA as a legal asset permitted for settlements.
  3.2. The User confirms their awareness of the risks associated with the use of cryptocurrencies and payment gateways and accepts full responsibility for complying with the currency laws of their own country, if applicable.

  4. Income and Affiliate Program
  4.1. Participation in the affiliate program does not guarantee income.
  4.2. All potential payouts occur only upon the actual provision of informational services.
  4.3. The affiliate program is not an investment scheme and does not exhibit characteristics of a financial pyramid.
  4.4. All marketing materials are for informational purposes only and do not constitute a public offer or investment proposal.

  5. Cooling-off Waiver
  5.1. In accordance with the nature of the intangible digital services provided and immediate access after payment, the User waives the right to cancel the payment and request a refund within the 14-day "cooling-off period."
  5.2. The User confirms a conscious waiver of this right upon accepting the offer.
  5.3. The service is considered rendered from the moment access to the platform is granted, regardless of whether the User starts using the functionality.

  6. Additional Provisions
  6.1. The Company is not obligated to operate on behalf of legal entities in countries from which access to the platform is made.
  6.2. By using the platform, the User confirms that they are acting on their own initiative and are not receiving direct advertising offers that violate the laws of their country of residence.
  6.3. It is recommended that Users consult with a lawyer in their own jurisdiction before starting to use the services.

  Official Jurisdiction: Republic of South Africa
  This Appendix is an integral part of the User Agreement.